Loan Management Software for Fintech

Lending infrastructure built for fintech.

Ned gives fintech lenders a connected lending platform with live cash-flow intelligence, API-first architecture, and white-label flexibility — so you can launch and scale lending products without building from scratch.

  • Live bank account data in every loan decision — API-first and integration-ready
  • White-label ready — your brand, your borrower experience
  • Deploy in 4–8 weeks, not 18 months — start lending faster
No commitment. Typically live in 4–8 weeks.
SOC 2 certified API-first & white-label ready for fintech
Trusted by fintech lenders and growth-stage lending companies
CIC Pathway Lending SERCAP, INC. Lending Ave AltCap California Growth Partners Arizona
Why lenders switch to Ned
Built differently from build-it-yourself stacks
In-House Builds & Legacy LOS
  • Months of engineering to build basic loan lifecycle workflows
  • Cash-flow analysis cobbled together from multiple vendor APIs
  • Underwriting disconnected from post-close portfolio management
  • 6–18 month timelines before you can originate a single loan
  • Maintenance burden grows with every integration and edge case
  • Engineering resources spent on plumbing instead of product differentiation
vs
Ned
  • Live bank account data in every decision, from day one
  • One connected platform — intake through repayment monitoring
  • Early warning signals built in — act before risk becomes loss
  • Go live in 4–8 weeks with guided implementation
  • API-first and white-label ready — built for fintech speed
  • Teams freed to focus on relationships and lending decisions
Ned Spotlight
Live cash-flow intelligence — from the first conversation

Borrowers connect their bank accounts at intake. Ned pulls live transaction data and surfaces a complete cash-flow picture before your team spends a minute on manual review.

Ned Spotlight dashboard showing live cash flow trends, account balance, inflow and outflow data, and a 90% readiness score

Spotlight — Cash flow trend, live balance, and borrower readiness at a glance

not ready for a call yet?

Try Ned yourself — no signup, no wait.

Walk through the platform at your own pace. See how Ned pulls live cash-flow data, flags risk signals, and generates borrower reports — all in an interactive demo you can explore right now.

Interactive product demo

5-minute self-guided walkthrough of the full platform.

Launch the demo →
how ned works

Every stage of lending,
connected by live data.

Most loan management software stops at the application. Ned connects the entire lending lifecycle — so the intelligence you gather at intake keeps working through closing and beyond.

01

Qualify smarter

Borrowers connect their bank accounts from day one. Ned surfaces real cash-flow data so your team prioritises the right prospects from the start — not after hours of manual review.

Cut first-decision time from days to hours
02

Originate with clarity

Digital intake, e-signatures, and automated data collection remove friction for borrowers and eliminate back-and-forth for your team. Applications move forward — not sideways.

Fewer document requests. Faster closes.
03

Underwrite with confidence

Cash-flow analysis, deal structuring, and scenario modelling give your credit team a complete financial picture — decisions are faster, more defensible, and less reliant on instinct.

More defensible credit decisions
04

Stay connected after close

Automated repayments, real-time portfolio monitoring, and early risk signals keep you close to every borrower — without adding work to your team's plate.

Catch risk before it becomes a loss
built for fintech lenders

What Ned means for
your fintech.

Faster decisions, every time

With live cash-flow data in hand at every stage, your team spends less time chasing documents and more time making sound credit decisions. Shorter cycles mean more volume — without more staff.

🔍

Risk you can actually see

Ned doesn't just help you underwrite — it keeps watching your portfolio after close. Real-time borrower health signals mean you're never the last to know when something changes.

📈

Scale without the strain

Ned's API-first platform scales with your lending volume. Add products, expand markets, or integrate new data sources — without rebuilding core infrastructure or pulling engineers off product work.

🤝

A better borrower experience

Borrowers stay informed and in control — with a transparent portal, status updates, and clear next steps. Better experiences mean stronger relationships and more referrals.

🛡️

Compliance built in

Audit trails, role-based access, and secure data management are part of the platform — not add-ons. Ned keeps your institution compliant and defensible without adding overhead.

🎯

Intelligence that travels with the loan

The cash-flow data you collect at intake doesn't disappear after approval. Ned keeps it connected, current, and visible — so every team member has the same picture at every stage.

the ned platform

Start with one module.
Scale to the full platform.

Deploy the full connected system or start with the module that solves your most pressing challenge right now.

Want to see these in action? We'll walk you through a live demo tailored to your loan type and volume.
Ned Pulse
Portfolio monitoring that never sleeps

After the loan closes, Pulse tracks borrower account health in real time — flagging missed payments, low balances, and repayment risk before they become losses.

Ned Pulse dashboard showing real-time signals, payment readiness breakdown, balance history, and servicing workflows

Pulse — Real-time signals, payment readiness, and automated servicing workflows

by the numbers

Built for lenders who are
serious about growth.

4–8wks
Average time to go live with guided onboarding
SOC2
Enterprise-grade security and compliance
hear it from the founder

Why lenders are
switching to Ned.

Dave Silverstein, CEO of Ned, explains how live cash-flow intelligence changes the way lenders make decisions — and why purpose-built lending infrastructure matters for fintech lenders.

  • Why legacy LOS platforms fail community lenders
  • How live bank data replaces outdated underwriting
  • What "connected lending" means in practice
  • The case for going live in 4–8 weeks, not 18 months
Book a Demo with Dave →
Dave Silverstein · CEO, Ned
questions lenders ask us

We've heard your concerns.
Here's the straight answer.

"We don't have the IT resources for a complex implementation."
Ned is cloud-based and deploys in 4–8 weeks with a dedicated implementation manager guiding every step. No heavy IT lift required. Your team stays focused on lending — not technology.
"How does connecting borrower bank accounts work securely?"
Ned is SOC 2 compliant with enterprise-grade encryption, role-based access controls, and full audit trails. Borrowers connect accounts through secure open banking integrations — and you own your data, always.
"Can Ned integrate with our existing tech stack?"
Ned is API-first by design. Integrate with your existing CRM, payment processors, data providers, and internal tools. Start with a single module or deploy the full platform — Ned fits your stack, not the other way around.
"How do we know staff will actually adopt it?"
Every implementation includes admin and team training, best-practice playbooks based on real lender deployments, and ongoing support. Ned is built to be intuitive — not another system your team works around.
"What if our lending needs are different from other institutions?"
Ned is white-labeled and configurable to your credit policy, loan products, borrower flows, and branding. It supports fixed repayments, lines of credit, and revenue-based financing — and adapts as your programmes evolve.
"We're not sure we can justify the investment right now."
Every week of manual lending carries its own cost: staff hours, slower approvals, missed risk signals, and lost loan volume. Ned pricing is transparent monthly SaaS with no hidden integration fees — built for institutions like yours.
Ready to see how Ned fits your institution? Book a 30-minute demo — we'll show you exactly how it works for your loan type and volume.
ready to see ned in action

See what lending looks like
with live data behind it.

Join fintech lenders using Ned to launch and scale lending products faster — with live cash-flow intelligence, API-first architecture, and zero infrastructure overhead.

Book a Demo → Talk to the Team
No commitment required Live in 4–8 weeks SOC 2 compliant API-first & white-label ready for fintech