Trusted by lenders using Ned for automated underwriting
Ned is an automated underwriting platform that replaces stale documents with live borrower bank data. Faster credit underwriting decisions, fewer manual steps, and a complete financial picture for every loan.
Borrowers connect their bank accounts at intake. Ned pulls live transaction data and surfaces a complete cash-flow picture before your underwriting team spends a minute on manual review.
Spotlight — Cash flow trend, live balance, and borrower readiness at a glance
Walk through the automated underwriting platform at your own pace. See how Ned pulls live cash-flow data, flags risk signals, and generates borrower reports — all in an interactive demo you can explore right now.
Most loan underwriting software stops at the application. Ned connects intake through closing with automated cash-flow analysis — so every underwriting decision is grounded in real borrower data.
Borrowers connect their bank accounts from day one. Ned surfaces real cash-flow data so your team can assess creditworthiness immediately — not after days of manual document review.
Cut first-decision time from days to hoursDigital intake, e-signatures, and automated data collection remove friction for borrowers and eliminate back-and-forth for your team. Applications move forward — not sideways.
Fewer document requests. Faster closes.Automated cash-flow analysis, deal structuring, and scenario modelling give your credit team a complete financial picture — decisions are faster, more defensible, and less reliant on instinct.
More defensible credit underwriting decisionsAutomated repayments, real-time portfolio monitoring, and early risk signals keep you close to every borrower — without adding work to your team's plate.
Catch risk before it becomes a lossWith live cash-flow data in hand at every stage, your underwriting team spends less time chasing documents and more time making sound credit decisions. Shorter cycles mean more volume — without more staff.
Ned doesn't just help you underwrite — it keeps watching your portfolio after close. Real-time borrower health signals mean you're never the last to know when something changes.
Ned's automated underwriting platform grows with you. Add volume, expand programmes, or launch new loan products — without rebuilding workflows or hiring additional ops staff.
Borrowers stay informed and in control — with a transparent portal, status updates, and clear next steps. Faster underwriting means faster answers and stronger relationships.
Audit trails, role-based access, and secure data management are part of the platform — not add-ons. Ned keeps your institution compliant and defensible without adding overhead.
The cash-flow data you collect at intake doesn't disappear after approval. Ned keeps it connected, current, and visible — so every team member has the same picture at every stage.
Deploy a complete automated underwriting system or start with the module that solves your most pressing challenge right now.
Instant cash-flow verification and financial readiness screening help your team qualify leads faster — so you invest underwriting effort where it converts.
Cash-flow driven credit underwriting, deal structuring, and automated repayment setup give your credit team the full financial picture — in real time, not days later.
Ongoing cash-flow monitoring and early risk signals mean your team can act before problems surface — protecting portfolio health without manual check-ins.
After the loan closes, Pulse tracks borrower account health in real time — flagging missed payments, low balances, and repayment risk before they become losses.
Pulse — Real-time signals, payment readiness, and automated servicing workflows
Dave Silverstein, CEO of Ned, explains how live cash-flow intelligence transforms loan underwriting — and why purpose-built automated underwriting software matters for U.S. community banks, CDFIs, and small business lenders.
Join U.S. community banks, CDFIs, and small business lenders using Ned's automated underwriting software to make faster, more confident credit decisions — and scale without the overhead.