Trusted by U.S. community banks, CDFIs & small business lenders
Ned connects your entire lending lifecycle — from first application to final repayment — with live cash-flow intelligence that legacy LOS platforms can't match.
Borrowers connect their bank accounts at intake. Ned pulls live transaction data and surfaces a complete cash-flow picture before your team spends a minute on manual review.
Spotlight — Cash flow trend, live balance, and borrower readiness at a glance
Walk through the platform at your own pace. See how Ned pulls live cash-flow data, flags risk signals, and generates borrower reports — all in an interactive demo you can explore right now.
Most loan management software stops at the application. Ned connects the entire lending lifecycle — so the intelligence you gather at intake keeps working through closing and beyond.
Borrowers connect their bank accounts from day one. Ned surfaces real cash-flow data so your team prioritises the right prospects from the start — not after hours of manual review.
Cut first-decision time from days to hoursDigital intake, e-signatures, and automated data collection remove friction for borrowers and eliminate back-and-forth for your team. Applications move forward — not sideways.
Fewer document requests. Faster closes.Cash-flow analysis, deal structuring, and scenario modelling give your credit team a complete financial picture — decisions are faster, more defensible, and less reliant on instinct.
More defensible credit decisionsAutomated repayments, real-time portfolio monitoring, and early risk signals keep you close to every borrower — without adding work to your team's plate.
Catch risk before it becomes a lossWith live cash-flow data in hand at every stage, your team spends less time chasing documents and more time making sound credit decisions. Shorter cycles mean more volume — without more staff.
Ned doesn't just help you underwrite — it keeps watching your portfolio after close. Real-time borrower health signals mean you're never the last to know when something changes.
Ned's modular platform grows with you. Add volume, expand programmes, or launch new loan products — without rebuilding workflows or hiring additional ops staff.
Borrowers stay informed and in control — with a transparent portal, status updates, and clear next steps. Better experiences mean stronger relationships and more referrals.
Audit trails, role-based access, and secure data management are part of the platform — not add-ons. Ned keeps your institution compliant and defensible without adding overhead.
The cash-flow data you collect at intake doesn't disappear after approval. Ned keeps it connected, current, and visible — so every team member has the same picture at every stage.
Deploy the full connected system or start with the module that solves your most pressing challenge right now.
Instant cash-flow verification and financial readiness screening help your team qualify leads faster — so you invest effort where it converts.
Cash-flow underwriting, deal structuring, and automated repayment setup give your credit team the full financial picture — in real time, not days later.
Ongoing cash-flow monitoring and early risk signals mean your team can act before problems surface — protecting portfolio health without manual check-ins.
After the loan closes, Pulse tracks borrower account health in real time — flagging missed payments, low balances, and repayment risk before they become losses.
Pulse — Real-time signals, payment readiness, and automated servicing workflows
Dave Silverstein, CEO of Ned, explains how live cash-flow intelligence changes the way lenders make decisions — and why purpose-built software matters for U.S. community banks, CDFIs, and small business lenders.
Join U.S. community banks, CDFIs, and small business lenders using Ned to make faster decisions, manage risk with confidence, and scale without the overhead.